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Information you may need Compare product rates Log in Apply for a loan Home Stress less about your undergraduate loan Get covered for next year in three quick steps 1. Tell us the basics 2. Consider a cosigner 3. Get an answer in minutes! Fixed rates: 4.50% - 15.49% APR footnote 1 Variable rates: 6.37% - 16.70% APR footnote 1 Lowest fixed and variable rates include the auto debit discount. I’m ready to apply See all student loans Pay less for college. For real. Get as much free money as you can, so you can spend less out of pocket on your education. Enter to win $2,000 scholarship footnote 2 Fill out an entry in 2 minutes or less, with no essay! Enter $2,000 scholarship Find scholarships that match your skills and interests Get personalized suggestions for scholarship opportunities. Find scholarship recs Helping more students access education Discover scholarships we offer for students from historically underserved communities in partnership with Thurgood Marshall College Fund. 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Get answers to your scholarship questions How-to Compare Federal vs Private Student Loans Understanding the differences between these two types of loans can help you decide on the right option for you. Compare loan types Blog post Everything you need to know about the new FAFSA® changes Great news! The FAFSA® got a makeover this year and the whole process just got a lot easier. Find out what’s different so you’re prepared to file yours. Get the scoop on the new FAFSA® Blog post Find quick and easy scholarships Want to apply for scholarships without all the time and effort? Check out some fun and unique scholarships that you can apply for in minutes. Explore easy scholarships Next Get some inspo for your journey We’ve got plenty of good vibes, confidence-boosting tips, and inspiring student stories to share. Follow us on Instagram footnote Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. footnote Loans for Undergraduate & Career Training Students are not intended for graduate students and are subject to credit approval, identity verification, signed loan documents, and school certification. Student must attend a participating school. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen...